Hemlo's BRF analysis
Bostadsrättsföreningen Granbacka
Org. no. 789200-0865 · Sundsvall
Top 14% in Sundsvall
Summary
Bostadsrättsföreningen Granbacka receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2021 annual report. The debt is 2,500 kr per square metre and the annual fee is 631 kr per square metre per year. Lower equity ratio than 93% of associations in Sundsvall. The analysis highlights, among other things: Mycket koncentrerad refinansieringsrisk, Svag soliditet ger liten buffert, Låg underhållsfond i äldre fastighet.
Compared with neighbouring associations
- Lower debt per m² than 60% of associations in Sundsvall
- Lower fee per m² than 89% of associations in Sundsvall
- Lower equity ratio than 93% of associations in Sundsvall
Association facts
- Municipality
- Sundsvall
- Built
- 1960
- Apartments
- 117
- Total area
- 8 714 m²
Identified risks
- Very concentrated refinancing riskCritical
- Weak equity ratio provides a small bufferHigh
- Low maintenance reserve in an older propertyHigh
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- Debt per square metre2,500 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre631 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Granbacka a financially healthy housing cooperative?
- Bostadsrättsföreningen Granbacka receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2021 annual report.
- How high is the debt in Bostadsrättsföreningen Granbacka?
- The debt is 2,500 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 60% of associations in Sundsvall.
- How high is the fee in Bostadsrättsföreningen Granbacka?
- The annual fee is 631 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Granbacka has a health score of 9 out of 10.