Hemlo's BRF analysis

Brf Rosengårds Trivsamma Bostäder

Org. no. 769607-5709 · Malmö

Acceptable, with remarksBased on the 2024 annual report · Analysed 25 Jun 2026

Summary

Brf Rosengårds Trivsamma Bostäder receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 6,479 kr per square metre and the annual fee is 1,029 kr per square metre per year. Smaller maintenance fund than 100% of associations in Malmö. The annual fee has increased 26% over 8 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Stor låneförfallokoncentration ökar refinansieringsrisken, Stambyte är sannolikt nära eller oklart, vilket kan bli mycket kostsamt.

Compared with neighbouring associations

  • Higher fee per m² than 81% of associations in Malmö
  • Smaller maintenance fund than 100% of associations in Malmö
  • Lower equity ratio than 64% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 029 kr/m²
+26% over 8 yr20162024
Equity ratio34 %
+2 pp over 8 yr20162024

Association facts

Municipality
Malmö
Built
1971
Apartments
100

Identified risks

  • Very high interest-rate sensitivity can force increases in feesCritical
  • High concentration of loan maturities increases refinancing riskCritical
  • Building (pipe) replacement is likely to be near or uncertain, which could become very costly.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,479 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,029 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Rosengårds Trivsamma Bostäder a financially healthy housing cooperative?
Brf Rosengårds Trivsamma Bostäder receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Rosengårds Trivsamma Bostäder?
The debt is 6,479 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Rosengårds Trivsamma Bostäder?
The annual fee is 1,029 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 26% over 8 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Rosengårds Trivsamma Bostäder has a health score of 6 out of 10.