Hemlo's BRF analysis
HSB Brf Trädgården i Kristinehamn
Org. no. 773600-0337 · Kristinehamn
Summary
HSB Brf Trädgården i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 5,295 kr per square metre and the annual fee is 796 kr per square metre per year. Higher debt per m² than 92% of associations in Kristinehamn. The analysis highlights, among other things: Kombination av skuld och räntekänslighet kan pressa avgifterna, Stor del av lånen förfaller under 2025, Avgifterna har redan höjts flera gånger.
Compared with neighbouring associations
- Higher debt per m² than 92% of associations in Kristinehamn
- Larger maintenance fund than 67% of associations in Kristinehamn
- Lower equity ratio than 83% of associations in Kristinehamn
Association facts
- Municipality
- Kristinehamn
- Built
- 1979
- Apartments
- 30
- Total area
- 2 378 m²
Identified risks
- A combination of debt and interest rate sensitivity can put pressure on the feesHigh
- A large part of the loans is due in 2025High
- The fees have already been increased several times.Medium
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre5,295 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre796 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Trädgården i Kristinehamn a financially healthy housing cooperative?
- HSB Brf Trädgården i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSB Brf Trädgården i Kristinehamn?
- The debt is 5,295 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Kristinehamn.
- How high is the fee in HSB Brf Trädgården i Kristinehamn?
- The annual fee is 796 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Trädgården i Kristinehamn has a health score of 8 out of 10.