HSBs Brf Södermalm I Gävle

Summary

HSBs Brf Södermalm I Gävle receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,994 kr per square metre and the annual fee is 1,145 kr per square metre per year. Higher fee per m² than 98% of associations in Gävle. The analysis highlights, among other things: Stort sannolikt stambyte i äldre hus, Ränte- och refinansieringsrisk inom kort, Låg underhållsreserv i förhållande till framtida behov.

Compared with neighbouring associations

• Higher debt per m² than 67% of associations in Gävle
• Higher fee per m² than 98% of associations in Gävle
• Smaller maintenance fund than 80% of associations in Gävle

Association facts

Municipality

Gävle

Built

1944

Apartments

15

Total area

718 m²

Identified risks

• Very likely pipe replacement in older buildingsCritical
• Interest and refinancing risk in the short termHigh
• Low maintenance reserve in relation to future needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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• Debt per square metre4,994 kr/m²

  Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

• Fee per square metre1,145 kr/m²/år

  Fee per square metre makes associations of different sizes comparable.

• Savings per square metre12 345 kr/m²
• Fee trend12 345 kr/m²
• Loan structure and rate terms12 345 kr/m²
• Interest-rate sensitivity12 345 kr/m²
• Maintenance plan12 345 kr/m²
• Planned renovations12 345 kr/m²

Frequently asked questions

Is HSBs Brf Södermalm I Gävle a financially healthy housing cooperative?

HSBs Brf Södermalm I Gävle receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report.

How high is the debt in HSBs Brf Södermalm I Gävle?

The debt is 4,994 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 67% of associations in Gävle.

How high is the fee in HSBs Brf Södermalm I Gävle?

The annual fee is 1,145 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.

What does Hemlo grade E mean?

Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs Brf Södermalm I Gävle has a health score of 4 out of 10.