Hemlo's BRF analysis

RB BRF Mörmo

Org. no. 773200-2337 · Hammarö

Acceptable, with remarksBased on the 2024 annual report · Analysed 16 Apr 2026

Summary

RB BRF Mörmo receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,791 kr per square metre and the annual fee is 959 kr per square metre per year. Lower equity ratio than 90% of associations in Hammarö. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Mycket låg soliditet ger svag motståndskraft, Hög risk för nära förestående stambyte, Stora låneförfall inom kort kan ge refinansieringschock.

Compared with neighbouring associations

  • Higher debt per m² than 60% of associations in Hammarö
  • Higher fee per m² than 80% of associations in Hammarö
  • Larger maintenance fund than 80% of associations in Hammarö
  • Lower equity ratio than 90% of associations in Hammarö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²959 kr/m²
+4% over 1 yr20232024
Debt/m²4 791 kr/m²
-7% over 1 yr20232024
Equity ratio4 %
0 pp over 1 yr20232024

Association facts

Municipality
Hammarö
Built
1948
Apartments
89
Total area
4 368 m²

Identified risks

  • Very low solidity provides weak resilienceCritical
  • High risk of a near-future pipe replacement (stambyte)Critical
  • Large loan maturities in the near term can cause a refinancing shockHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,791 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre959 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Mörmo a financially healthy housing cooperative?
RB BRF Mörmo receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RB BRF Mörmo?
The debt is 4,791 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 60% of associations in Hammarö.
How high is the fee in RB BRF Mörmo?
The annual fee is 959 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Mörmo has a health score of 6 out of 10.