Hemlo's BRF analysis

RBF Kalmarhus nr 9

Org. no. 732400-2083 · Kalmar

Very strong associationBased on the 2024 annual report · Analysed 13 Jun 2026

Top 4% in Kalmar

Summary

RBF Kalmarhus nr 9 receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,387 kr per square metre and the annual fee is 847 kr per square metre per year. Larger maintenance fund than 85% of associations in Kalmar. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Lånen ska läggas om inom kort, Stammarna är gamla trots genomfört stambyte, Låg underhållsreserv i förhållande till framtida behov.

Compared with neighbouring associations

  • Lower debt per m² than 80% of associations in Kalmar
  • Higher fee per m² than 74% of associations in Kalmar
  • Larger maintenance fund than 85% of associations in Kalmar
  • Lower equity ratio than 69% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²847 kr/m²
+10% over 1 yr20232024
Debt/m²1 386 kr/m²
-2% over 1 yr20232024
Equity ratio35 %
+6 pp over 1 yr20232024

Association facts

Municipality
Kalmar
Built
1953
Apartments
90
Total area
4 647 m²

Identified risks

  • The loans should be refinanced shortly.Medium
  • The drainpipes are old despite having completed the drain replacement.Medium
  • Low maintenance reserve in relation to future needsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,387 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre847 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Kalmarhus nr 9 a financially healthy housing cooperative?
RBF Kalmarhus nr 9 receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Kalmarhus nr 9?
The debt is 1,387 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 80% of associations in Kalmar.
How high is the fee in RBF Kalmarhus nr 9?
The annual fee is 847 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Kalmarhus nr 9 has a health score of 10 out of 10.