Hemlo's BRF analysis

RBF Visbyhus nr 9

Org. no. 734000-2620 · Gotland

Strong associationBased on the 2024 annual report · Analysed 14 Jun 2026

Top 31% in Gotland

Summary

RBF Visbyhus nr 9 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,797 kr per square metre and the annual fee is 915 kr per square metre per year. Lower equity ratio than 95% of associations in Gotland. The analysis highlights, among other things: Refinansieringsrisk när stora lån förfaller 2025–2026, Låg underhållsfond i förhållande till fastighetens behov, Kraftigt negativt eget kapital.

Compared with neighbouring associations

  • Higher fee per m² than 77% of associations in Gotland
  • Larger maintenance fund than 61% of associations in Gotland
  • Lower equity ratio than 95% of associations in Gotland

Association facts

Municipality
Gotland
Built
1957
Apartments
40
Total area
2 661 m²

Identified risks

  • Refinancing risk when large loans mature 2025–2026High
  • Low maintenance fund in relation to the property’s needsHigh
  • Significantly negative equityHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,797 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre915 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Visbyhus nr 9 a financially healthy housing cooperative?
RBF Visbyhus nr 9 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Visbyhus nr 9?
The debt is 4,797 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RBF Visbyhus nr 9?
The annual fee is 915 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Visbyhus nr 9 has a health score of 8 out of 10.