Hemlo's BRF analysis

Arnulf, Bostadsrättsföreningen

Org. no. 717600-3577 · Uppsala

Strong associationBased on the 2025 annual report · Analysed 26 Jun 2026

Top 11% in Uppsala

Summary

Arnulf, Bostadsrättsföreningen receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,712 kr per square metre and the annual fee is 693 kr per square metre per year. Lower equity ratio than 89% of associations in Uppsala. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Negativt eget kapital och svag balansräkning, Stor refinansieringsrisk inom kort tid, Avgiftshöjning redan genomförd och risk för fler höjningar.

Compared with neighbouring associations

  • Lower fee per m² than 78% of associations in Uppsala
  • Larger maintenance fund than 62% of associations in Uppsala
  • Lower equity ratio than 89% of associations in Uppsala

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²693 kr/m²
+7% over 1 yr20242025
Debt/m²3 712 kr/m²
+92% over 1 yr20242025
Equity ratio-18 %
+35 pp over 1 yr20242025

Association facts

Municipality
Uppsala
Built
1948
Apartments
42
Total area
3 178 m²

Identified risks

  • Negative equity and a weak balance sheetCritical
  • Significant refinancing risk in the near futureHigh
  • Fee increase already implemented and risk of further increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,712 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre693 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Arnulf, Bostadsrättsföreningen a financially healthy housing cooperative?
Arnulf, Bostadsrättsföreningen receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Arnulf, Bostadsrättsföreningen?
The debt is 3,712 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Arnulf, Bostadsrättsföreningen?
The annual fee is 693 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Arnulf, Bostadsrättsföreningen has a health score of 9 out of 10.