Hemlo's BRF analysis

BF Bävern u.p.a.

Org. no. 702000-3146 · Stockholm

Strong associationBased on the 2025 annual report · Analysed 20 Aug 2026

Top 11% in Stockholm

Summary

BF Bävern u.p.a. receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,037 kr per square metre and the annual fee is 750 kr per square metre per year. The annual fee has increased 78% over 9 years. The analysis highlights, among other things: Koncentrerad refinansiering av hela lånestocken, Stor underhållsbelastning trots låg underhållsfond, Låg skuld per kvm dämpar risk men eliminerar inte avgiftskänslighet.

Compared with neighbouring associations

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²750 kr/m²
+78% over 9 yr20162025
Debt/m²2 037 kr/m²
+62% over 9 yr20162025
Equity ratio75 %
-7 pp over 9 yr20162025

Association facts

Municipality
Stockholm
Built
1881
Apartments
20
Total area
1 971 m²

Identified risks

  • Concentrated refinancing of the entire loan portfolioHigh
  • High maintenance burden despite a low maintenance fundHigh
  • Low debt per sqm reduces risk but does not eliminate sensitivity to fee increasesMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,037 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre750 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Bävern u.p.a. a financially healthy housing cooperative?
BF Bävern u.p.a. receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BF Bävern u.p.a.?
The debt is 2,037 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BF Bävern u.p.a.?
The annual fee is 750 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 78% over 9 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Bävern u.p.a. has a health score of 8 out of 10.