Hemlo's BRF analysis
BF Fram utan personlig ansvarighet
Org. no. 702000-6180 · Stockholm
Top 5% in Stockholm
Summary
BF Fram utan personlig ansvarighet receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,445 kr per square metre and the annual fee is 840 kr per square metre per year. Smaller maintenance fund than 96% of associations in Stockholm. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Mycket låg underhållsreserv inför fortsatt underhåll, Pågående eller nyligen genomfört stambyte i mycket gammal fastighet, Låneförfall koncentrerat till 2026.
Compared with neighbouring associations
- Lower debt per m² than 71% of associations in Stockholm
- Higher fee per m² than 68% of associations in Stockholm
- Smaller maintenance fund than 96% of associations in Stockholm
- Lower equity ratio than 85% of associations in Stockholm
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Stockholm
- Built
- 1929
- Apartments
- 27
- Total area
- 1 484 m²
Identified risks
- Very low maintenance reserve for continued maintenanceCritical
- Ongoing or recently completed pipe replacement in a very old propertyHigh
- Loan maturities concentrated in 2026High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre3,445 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre840 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BF Fram utan personlig ansvarighet a financially healthy housing cooperative?
- BF Fram utan personlig ansvarighet receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BF Fram utan personlig ansvarighet?
- The debt is 3,445 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 71% of associations in Stockholm.
- How high is the fee in BF Fram utan personlig ansvarighet?
- The annual fee is 840 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Fram utan personlig ansvarighet has a health score of 8 out of 10.