Hemlo's BRF analysis
BF Gnistan u.p.a.
Org. no. 702000-7782 · Stockholm
Top 14% in Stockholm
Summary
BF Gnistan u.p.a. receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 6,323 kr per square metre and the annual fee is 728 kr per square metre per year. Smaller maintenance fund than 100% of associations in Stockholm. The analysis highlights, among other things: Stora lån förfaller nästan samtidigt under 2025, Negativ soliditet och svag balansräkning, Hög räntekänslighet vid framtida ränteuppgångar.
Compared with neighbouring associations
- Smaller maintenance fund than 100% of associations in Stockholm
- Lower equity ratio than 97% of associations in Stockholm
Association facts
- Municipality
- Stockholm
- Built
- 1949
- Apartments
- 24
- Total area
- 1 522 m²
Identified risks
- Large loans fall due almost simultaneously during 2025Critical
- Negative equity ratio and weak balance sheetHigh
- High interest rate sensitivity in the event of future interest rate increasesHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre6,323 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre728 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BF Gnistan u.p.a. a financially healthy housing cooperative?
- BF Gnistan u.p.a. receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in BF Gnistan u.p.a.?
- The debt is 6,323 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in BF Gnistan u.p.a.?
- The annual fee is 728 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Gnistan u.p.a. has a health score of 8 out of 10.