Hemlo's BRF analysis
BF Gnistan u.p.a.
Org. no. 702000-7782 · Stockholm
Top 13% in Stockholm
Summary
BF Gnistan u.p.a. receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 728 kr per square metre per year. Smaller maintenance fund than 100% of associations in Stockholm. The analysis highlights, among other things: Stora lån förfaller nästan samtidigt under 2025, Negativ soliditet och svag balansräkning, Hög räntekänslighet vid framtida ränteuppgångar.
Compared with neighbouring associations
- Lower debt per m² than 66% of associations in Stockholm
- Smaller maintenance fund than 100% of associations in Stockholm
- Lower equity ratio than 97% of associations in Stockholm
Association facts
- Municipality
- Stockholm
- Built
- 1949
- Apartments
- 24
- Total area
- 1 522 m²
Identified risks
- Large loans fall due almost simultaneously during 2025Critical
- Negative equity ratio and weak balance sheetHigh
- High interest rate sensitivity in the event of future interest rate increasesHigh
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre728 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BF Gnistan u.p.a. a financially healthy housing cooperative?
- BF Gnistan u.p.a. receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in BF Gnistan u.p.a.?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 66% of associations in Stockholm.
- How high is the fee in BF Gnistan u.p.a.?
- The annual fee is 728 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Gnistan u.p.a. has a health score of 8 out of 10.