Hemlo's BRF analysis

BF Heimdal nr 1 upa

Org. no. 702000-8640 · Stockholm

Stable associationBased on the 2025 annual report · Analysed 12 Jun 2026

Top 27% in Stockholm

Summary

BF Heimdal nr 1 upa receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,433 kr per square metre and the annual fee is 667 kr per square metre per year. Lower equity ratio than 83% of associations in Stockholm. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Underhållsfonden är låg i förhållande till kommande åtgärder, Stort låneförfall samtidigt ger refinansieringsrisk, Avgiften är på uppåtgående och kostnadstrycket består.

Compared with neighbouring associations

  • Lower debt per m² than 81% of associations in Stockholm
  • Lower fee per m² than 63% of associations in Stockholm
  • Smaller maintenance fund than 80% of associations in Stockholm
  • Lower equity ratio than 83% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²667 kr/m²
+6% over 1 yr2024–2025
Debt/m²2 433 kr/m²
+11% over 1 yr2024–2025
Equity ratio36 %
-5 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
1906
Apartments
30
Total area
2 094 m²

Identified risks

  • The maintenance fund is low in relation to upcoming measuresHigh
  • Large simultaneous loan maturities create refinancing riskHigh
  • The fee is on an upward trend and the cost pressure remains in place.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,433 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre667 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Heimdal nr 1 upa a financially healthy housing cooperative?
BF Heimdal nr 1 upa receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BF Heimdal nr 1 upa?
The debt is 2,433 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 81% of associations in Stockholm.
How high is the fee in BF Heimdal nr 1 upa?
The annual fee is 667 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Heimdal nr 1 upa has a health score of 7 out of 10.