Hemlo's BRF analysis

BF LINDEGÅRDEN UPA

Org. no. 745000-0562 · Lund

Strong associationBased on the 2025 annual report · Analysed 18 Jun 2026

Top 8% in Lund

Summary

BF LINDEGÅRDEN UPA receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 699 kr per square metre per year. Higher equity ratio than 100% of associations in Lund. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Äldre fastighet med kvarstående åldringsrisk trots genomfört stambyte, Liten förening med koncentrerad risk vid framtida kostnader, Låg underhållsfond i förhållande till framtida åtgärder.

Compared with neighbouring associations

  • Lower debt per m² than 86% of associations in Lund
  • Lower fee per m² than 87% of associations in Lund
  • Smaller maintenance fund than 75% of associations in Lund
  • Higher equity ratio than 100% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²699 kr/m²
+2% over 1 yr20242025
Debt/m²0 kr/m²
20242025
Equity ratio94 %
+1 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
1930
Apartments
9
Total area
828 m²

Identified risks

  • Older property with remaining aging risk despite completed plumbing renewal (stambyte)Medium
  • Small association with concentrated risk regarding future costsMedium
  • Low maintenance fund in relation to future measuresMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre699 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF LINDEGÅRDEN UPA a financially healthy housing cooperative?
BF LINDEGÅRDEN UPA receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BF LINDEGÅRDEN UPA?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 86% of associations in Lund.
How high is the fee in BF LINDEGÅRDEN UPA?
The annual fee is 699 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF LINDEGÅRDEN UPA has a health score of 9 out of 10.