Hemlo's BRF analysis

BF Lövkojan upa

Org. no. 702001-3749 · Stockholm

Strong associationBased on the 2025 annual report · Analysed 17 Sept 2026

Top 5% in Stockholm

Summary

BF Lövkojan upa receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,894 kr per square metre and the annual fee is 914 kr per square metre per year. Lower equity ratio than 90% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög räntekänslighet kan snabbt pressa avgifterna, Svag soliditet och begränsad finansiell marginal, Alla lån förfaller under 2026 vilket ger refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 61% of associations in Stockholm
  • Higher fee per m² than 80% of associations in Stockholm
  • Smaller maintenance fund than 65% of associations in Stockholm
  • Lower equity ratio than 90% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²914 kr/m²
0% over 1 yr2024–2025
Debt/m²6 894 kr/m²
0% over 1 yr2024–2025
Equity ratio20 %
0 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
1906
Apartments
31
Total area
1 577 m²

Identified risks

  • High interest-rate sensitivity can quickly put pressure on the feesCritical
  • Low solidity and limited financial bufferHigh
  • All loans fall due during 2026, which creates refinancing risk.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,894 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre914 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Lövkojan upa a financially healthy housing cooperative?
BF Lövkojan upa receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BF Lövkojan upa?
The debt is 6,894 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 61% of associations in Stockholm.
How high is the fee in BF Lövkojan upa?
The annual fee is 914 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Lövkojan upa has a health score of 8 out of 10.