Hemlo's BRF analysis

BF Nya Hemmet nr 3 u.p.a.

Org. no. 702001-5579 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

BF Nya Hemmet nr 3 u.p.a. receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 888 kr per square metre per year. Smaller maintenance fund than 88% of associations in Stockholm. The annual fee has increased 51% over 7 years. The analysis highlights, among other things: Akut risk för kostsamt stambyte i mycket gammal fastighet, Stor refinansieringsrisk när hela lånestocken förfaller inom kort, Tomträtt med omförhandling nära i tiden.

Compared with neighbouring associations

  • Lower debt per m² than 66% of associations in Stockholm
  • Higher fee per m² than 76% of associations in Stockholm
  • Smaller maintenance fund than 88% of associations in Stockholm
  • Lower equity ratio than 83% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²888 kr/m²
+51% over 7 yr20182025
Debt/m²1 338 kr/m²
-18% over 7 yr20182025
Equity ratio36 %
+2 pp over 7 yr20182025

Association facts

Municipality
Stockholm
Built
1929
Apartments
28
Total area
1 151 m²

Identified risks

  • Acute risk of costly pipe replacement in a very old propertyCritical
  • Significant refinancing risk when the entire loan portfolio matures in the near termCritical
  • Leasehold land tenure with renegotiation close in timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre888 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Nya Hemmet nr 3 u.p.a. a financially healthy housing cooperative?
BF Nya Hemmet nr 3 u.p.a. receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BF Nya Hemmet nr 3 u.p.a.?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 66% of associations in Stockholm.
How high is the fee in BF Nya Hemmet nr 3 u.p.a.?
The annual fee is 888 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 51% over 7 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Nya Hemmet nr 3 u.p.a. has a health score of 6 out of 10.