Hemlo's BRF analysis

BF Nya Hemmet nr 3 u.p.a.

Org. no. 702001-5579 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

BF Nya Hemmet nr 3 u.p.a. receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,338 kr per square metre and the annual fee is 888 kr per square metre per year. Lower debt per m² than 90% of associations in Stockholm. The annual fee has increased 51% over 7 years. The analysis highlights, among other things: Akut risk för kostsamt stambyte i mycket gammal fastighet, Stor refinansieringsrisk när hela lånestocken förfaller inom kort, Tomträtt med omförhandling nära i tiden.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Stockholm
  • Higher fee per m² than 76% of associations in Stockholm
  • Smaller maintenance fund than 88% of associations in Stockholm
  • Lower equity ratio than 83% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²888 kr/m²
+51% over 7 yr2018–2025
Debt/m²1 338 kr/m²
-18% over 7 yr2018–2025
Equity ratio36 %
+2 pp over 7 yr2018–2025

Association facts

Municipality
Stockholm
Built
1929
Apartments
28
Total area
1 151 m²

Identified risks

  • Acute risk of costly pipe replacement in a very old propertyCritical
  • Significant refinancing risk when the entire loan portfolio matures in the near termCritical
  • Leasehold land tenure with renegotiation close in timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,338 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre888 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Nya Hemmet nr 3 u.p.a. a financially healthy housing cooperative?
BF Nya Hemmet nr 3 u.p.a. receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BF Nya Hemmet nr 3 u.p.a.?
The debt is 1,338 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Stockholm.
How high is the fee in BF Nya Hemmet nr 3 u.p.a.?
The annual fee is 888 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 51% over 7 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Nya Hemmet nr 3 u.p.a. has a health score of 6 out of 10.