Hemlo's BRF analysis

Bf Rosengården UPA

Org. no. 702001-8136 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 20 Sept 2026

Summary

Bf Rosengården UPA receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,593 kr per square metre and the annual fee is 453 kr per square metre per year. Lower equity ratio than 94% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Beroende av lokal- och övriga intäkter, Extremt låg soliditet.

Compared with neighbouring associations

  • Lower fee per m² than 90% of associations in Stockholm
  • Larger maintenance fund than 65% of associations in Stockholm
  • Lower equity ratio than 94% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²453 kr/m²
0% over 1 yr2024–2025
Debt/m²6 593 kr/m²
-27% over 1 yr2024–2025
Equity ratio3 %
+2 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
1883
Apartments
31
Total area
1 635 m²

Identified risks

  • Very high debt per sqmCritical
  • Dependence on local and other incomeHigh
  • Extremely low equity ratioHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,593 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre453 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bf Rosengården UPA a financially healthy housing cooperative?
Bf Rosengården UPA receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bf Rosengården UPA?
The debt is 6,593 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bf Rosengården UPA?
The annual fee is 453 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bf Rosengården UPA has a health score of 5 out of 10.