Hemlo's BRF analysis

BF Roslagen upa

Org. no. 702001-8276 · Stockholm

Acceptable, with remarksBased on the 2024 annual report · Analysed 30 Apr 2026

Summary

BF Roslagen upa receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 5,157 kr per square metre and the annual fee is 775 kr per square metre per year. Lower equity ratio than 90% of associations in Vasastan. The analysis highlights, among other things: Mycket hög räntekänslighet med risk för avgiftshöjningar, Stora låneförfall inom kort tid, Negativt eget kapital och svag finansiell buffert.

Compared with neighbouring associations

  • Higher debt per m² than 73% of associations in Vasastan
  • Higher fee per m² than 84% of associations in Vasastan
  • Larger maintenance fund than 62% of associations in Vasastan
  • Lower equity ratio than 90% of associations in Vasastan

Association facts

Municipality
Stockholm
Built
1892
Apartments
33
Total area
1 900 m²

Identified risks

  • Very high interest-rate sensitivity with a risk of fee increasesCritical
  • Large loan maturities in the near termCritical
  • Negative equity and a weak financial bufferCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,157 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre775 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Roslagen upa a financially healthy housing cooperative?
BF Roslagen upa receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BF Roslagen upa?
The debt is 5,157 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Vasastan.
How high is the fee in BF Roslagen upa?
The annual fee is 775 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Roslagen upa has a health score of 6 out of 10.