Hemlo's BRF analysis
Bf Spoletorp u p a
Org. no. 745000-1172 · Lund
Top 20% in Lund
Summary
Bf Spoletorp u p a receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,831 kr per square metre and the annual fee is 636 kr per square metre per year. Lower fee per m² than 90% of associations in Lund. The analysis highlights, among other things: Akut stambytesrisk i mycket gammal fastighet, Stor refinansieringsrisk när flera lån förfaller nära i tid, Låg underhållsreserv i kombination med åldrande fastighet.
Compared with neighbouring associations
- Lower debt per m² than 80% of associations in Lund
- Lower fee per m² than 90% of associations in Lund
- Smaller maintenance fund than 65% of associations in Lund
- Lower equity ratio than 79% of associations in Lund
Association facts
- Municipality
- Lund
- Built
- 1929
- Apartments
- 29
- Total area
- 2 344 m²
Identified risks
- Acute risk of replacing the plumbing stack in a very old propertyCritical
- High refinancing risk when multiple loans mature close in timeHigh
- Low maintenance reserve combined with an ageing propertyHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre1,831 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre636 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bf Spoletorp u p a a financially healthy housing cooperative?
- Bf Spoletorp u p a receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bf Spoletorp u p a?
- The debt is 1,831 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 80% of associations in Lund.
- How high is the fee in Bf Spoletorp u p a?
- The annual fee is 636 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bf Spoletorp u p a has a health score of 8 out of 10.