Hemlo's BRF analysis

BF Torbjörn u.p.a.

Org. no. 702002-3540 · Stockholm

Strong associationBased on the 2024 annual report · Analysed 30 Apr 2026

Top 6% in Vasastan

Summary

BF Torbjörn u.p.a. receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,103 kr per square metre and the annual fee is 695 kr per square metre per year. Lower equity ratio than 92% of associations in Vasastan. The analysis highlights, among other things: Negativt eget kapital och svag balansräkning, Tydlig avgiftshöjning redan genomförd, Stor del av lånen förfaller inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 71% of associations in Vasastan
  • Higher fee per m² than 71% of associations in Vasastan
  • Smaller maintenance fund than 64% of associations in Vasastan
  • Lower equity ratio than 92% of associations in Vasastan

Association facts

Municipality
Stockholm
Built
1914
Apartments
21
Total area
1 409 m²

Identified risks

  • Negative equity and a weak balance sheetCritical
  • Clear fee increase already implementedHigh
  • A large portion of the loans is due soon.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,103 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre695 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Torbjörn u.p.a. a financially healthy housing cooperative?
BF Torbjörn u.p.a. receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BF Torbjörn u.p.a.?
The debt is 4,103 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 71% of associations in Vasastan.
How high is the fee in BF Torbjörn u.p.a.?
The annual fee is 695 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Torbjörn u.p.a. has a health score of 8 out of 10.