Hemlo's BRF analysis
BF Trygg utan personligt ansvar
Org. no. 702002-3912 · Stockholm
Top 39% in Stockholm
Summary
BF Trygg utan personligt ansvar receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,959 kr per square metre and the annual fee is 719 kr per square metre per year. Lower equity ratio than 92% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Svag soliditet och låg buffert, Stort stambytesbehov i gammal fastighet, Tät refinansiering av hela låneportföljen.
Compared with neighbouring associations
- Higher debt per m² than 62% of associations in Stockholm
- Lower equity ratio than 92% of associations in Stockholm
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Stockholm
- Built
- 1929
- Apartments
- 32
- Total area
- 1 822 m²
Identified risks
- Weak equity ratio and a low bufferCritical
- Major need for plumbing replacements in an older propertyCritical
- Comprehensive refinancing of the entire loan portfolioHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre6,959 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre719 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BF Trygg utan personligt ansvar a financially healthy housing cooperative?
- BF Trygg utan personligt ansvar receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BF Trygg utan personligt ansvar?
- The debt is 6,959 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 62% of associations in Stockholm.
- How high is the fee in BF Trygg utan personligt ansvar?
- The annual fee is 719 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Trygg utan personligt ansvar has a health score of 6 out of 10.