Hemlo's BRF analysis

BF Trygg utan personligt ansvar

Org. no. 702002-3912 · Stockholm

Acceptable, with remarksBased on the 2024 annual report · Analysed 30 Apr 2026

Summary

BF Trygg utan personligt ansvar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,621 kr per square metre and the annual fee is 718 kr per square metre per year. Lower equity ratio than 90% of associations in Stockholm. The analysis highlights, among other things: Stor risk för nära förestående stambyte eller återkommande stamåtgärder, Ingen aktuell underhållsplan trots hög ålder och planerade projekt, Avgifterna har redan höjts kraftigt och kan behöva höjas igen.

Compared with neighbouring associations

  • Lower equity ratio than 90% of associations in Stockholm

Association facts

Municipality
Stockholm
Built
1929
Apartments
32
Total area
1 822 m²

Identified risks

  • High risk of an upcoming pipe replacement or recurring pipe worksCritical
  • No current maintenance plan despite high age and planned projectsHigh
  • Service charges have already been increased significantly and may need to be raised again.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,621 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre718 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Trygg utan personligt ansvar a financially healthy housing cooperative?
BF Trygg utan personligt ansvar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BF Trygg utan personligt ansvar?
The debt is 4,621 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BF Trygg utan personligt ansvar?
The annual fee is 718 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Trygg utan personligt ansvar has a health score of 5 out of 10.