Hemlo's BRF analysis

BF Vårt Hem nr 3 utan personlig ansvarighet

Org. no. 702002-5685 · Stockholm

Strong associationBased on the 2023 annual report · Analysed 30 Apr 2026

Top 2% in Stockholm

Summary

BF Vårt Hem nr 3 utan personlig ansvarighet receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 0 kr per square metre and the annual fee is 575 kr per square metre per year. Smaller maintenance fund than 100% of associations in Stockholm. The analysis highlights, among other things: Negativ soliditet och svagt eget kapital, Mycket stora lån förfaller nästan samtidigt, Ingen underhållsfond trots behov av framtida underhåll.

Compared with neighbouring associations

  • Lower debt per m² than 66% of associations in Stockholm
  • Lower fee per m² than 77% of associations in Stockholm
  • Smaller maintenance fund than 100% of associations in Stockholm
  • Lower equity ratio than 97% of associations in Stockholm

Association facts

Municipality
Stockholm
Apartments
23
Total area
1 478 m²

Identified risks

  • Negative equity ratio and weak retained earningsCritical
  • Very large loans fall due almost at the same timeCritical
  • No maintenance fund despite the need for future maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre575 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BF Vårt Hem nr 3 utan personlig ansvarighet a financially healthy housing cooperative?
BF Vårt Hem nr 3 utan personlig ansvarighet receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in BF Vårt Hem nr 3 utan personlig ansvarighet?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 66% of associations in Stockholm.
How high is the fee in BF Vårt Hem nr 3 utan personlig ansvarighet?
The annual fee is 575 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BF Vårt Hem nr 3 utan personlig ansvarighet has a health score of 9 out of 10.