Hemlo's BRF analysis

Bostadsföreningen Wårgård UPA

Org. no. 702002-5578 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 19 Sept 2026

Summary

Bostadsföreningen Wårgård UPA receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,799 kr per square metre and the annual fee is 414 kr per square metre per year. Lower equity ratio than 96% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög refinansieringsrisk vid kommande låneförfall, Svag soliditet och låg kapitalbuffert, Svag underhållsbuffer och risk för extra finansiering.

Compared with neighbouring associations

  • Lower debt per m² than 67% of associations in Stockholm
  • Lower fee per m² than 93% of associations in Stockholm
  • Smaller maintenance fund than 60% of associations in Stockholm
  • Lower equity ratio than 96% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²414 kr/m²
+2% over 1 yr2024–2025
Debt/m²3 799 kr/m²
0% over 1 yr2024–2025
Equity ratio-8 %
+5 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Total area
1 931 m²

Identified risks

  • High refinancing risk at upcoming loan maturitiesCritical
  • Weak equity ratio and low capital bufferCritical
  • Weak maintenance reserve and risk of additional financingHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre3,799 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre414 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsföreningen Wårgård UPA a financially healthy housing cooperative?
Bostadsföreningen Wårgård UPA receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsföreningen Wårgård UPA?
The debt is 3,799 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 67% of associations in Stockholm.
How high is the fee in Bostadsföreningen Wårgård UPA?
The annual fee is 414 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsföreningen Wårgård UPA has a health score of 5 out of 10.