Hemlo's BRF analysis

Bostadsrättsförening Mandelkubben

Org. no. 769630-3374 · Örebro

Stable associationBased on the 2025 annual report · Analysed 9 Jul 2026

Top 43% in Örebro

Summary

Bostadsrättsförening Mandelkubben receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,644 kr per square metre and the annual fee is 807 kr per square metre per year. Higher debt per m² than 76% of associations in Örebro. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram stora avgiftshöjningar, Hög skuldsättning per kvadratmeter ökar den långsiktiga avgiftsrisken, Låg underhållsfond ger svagt skydd mot framtida kostnadstoppar.

Compared with neighbouring associations

  • Higher debt per m² than 76% of associations in Örebro
  • Lower fee per m² than 60% of associations in Örebro
  • Larger maintenance fund than 67% of associations in Örebro

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²807 kr/m²
+8% over 1 yr20242025
Debt/m²11 644 kr/m²
-1% over 1 yr20242025
Equity ratio58 %
0 pp over 1 yr20242025

Association facts

Municipality
Örebro
Built
2017
Apartments
75
Total area
4 898 m²

Identified risks

  • Very high interest-rate sensitivity can force large increases in service charges.Critical
  • High debt per square metre increases long-term fee riskHigh
  • Low maintenance fund provides weak protection against future cost peaksHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,644 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre807 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsförening Mandelkubben a financially healthy housing cooperative?
Bostadsrättsförening Mandelkubben receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsförening Mandelkubben?
The debt is 11,644 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 76% of associations in Örebro.
How high is the fee in Bostadsrättsförening Mandelkubben?
The annual fee is 807 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsförening Mandelkubben has a health score of 7 out of 10.