Hemlo's BRF analysis

Bostadsrättsförening Näktergalen 4

Org. no. 726000-4036 · Jönköping

Strong associationBased on the 2025 annual report · Analysed 23 Jun 2026

Top 10% in Jönköping

Summary

Bostadsrättsförening Näktergalen 4 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,323 kr per square metre and the annual fee is 699 kr per square metre per year. Lower equity ratio than 86% of associations in Jönköping. The annual fee has increased 5% over 3 years. The analysis highlights, among other things: Mycket svag soliditet och liten buffert, Hög risk för kommande stambyte, Underhållsfonden är kraftigt underfinansierad.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Jönköping
  • Lower equity ratio than 86% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²699 kr/m²
+5% over 3 yr20222025
Debt/m²3 323 kr/m²
-9% over 3 yr20222025
Equity ratio7 %
+6 pp over 3 yr20222025

Association facts

Municipality
Jönköping
Built
1948
Apartments
90
Total area
5 926 m²

Identified risks

  • Very weak equity ratio and a small reserve bufferCritical
  • High risk of upcoming pipe replacementCritical
  • The maintenance fund is significantly underfundedHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,323 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre699 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsförening Näktergalen 4 a financially healthy housing cooperative?
Bostadsrättsförening Näktergalen 4 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsförening Näktergalen 4?
The debt is 3,323 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Jönköping.
How high is the fee in Bostadsrättsförening Näktergalen 4?
The annual fee is 699 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsförening Näktergalen 4 has a health score of 9 out of 10.