Hemlo's BRF analysis

Bostadsrättsförening Passagen

Org. no. 769610-1414 · Uppsala

Stable associationBased on the 2025 annual report · Analysed 5 Jul 2026

Summary

Bostadsrättsförening Passagen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,390 kr per square metre and the annual fee is 862 kr per square metre per year. Larger maintenance fund than 76% of associations in Uppsala. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög räntekänslighet i kombination med nära låneförfall, Relativt hög skuldsättning per kvm, Besked om avgiftshöjning tyder på pressad ekonomi.

Compared with neighbouring associations

  • Higher debt per m² than 68% of associations in Uppsala
  • Higher fee per m² than 65% of associations in Uppsala
  • Larger maintenance fund than 76% of associations in Uppsala
  • Higher equity ratio than 72% of associations in Uppsala

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²862 kr/m²
+1% over 1 yr20242025
Debt/m²7 390 kr/m²
-1% over 1 yr20242025
Equity ratio70 %
+1 pp over 1 yr20242025

Association facts

Municipality
Uppsala
Built
2004
Apartments
51
Total area
4 606 m²

Identified risks

  • High interest rate sensitivity in combination with near-term loan maturitiesHigh
  • Relatively high debt per m²High
  • A decision regarding a rent increase indicates strained financesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,390 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre862 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsförening Passagen a financially healthy housing cooperative?
Bostadsrättsförening Passagen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsförening Passagen?
The debt is 7,390 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 68% of associations in Uppsala.
How high is the fee in Bostadsrättsförening Passagen?
The annual fee is 862 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsförening Passagen has a health score of 7 out of 10.