Hemlo's BRF analysis

Bostadsrättsföreningen Apelgården

Org. no. 745000-1255 · Lund

Weaknesses presentBased on the 2025 annual report · Analysed 29 Aug 2026

Summary

Bostadsrättsföreningen Apelgården receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 568 kr per square metre and the annual fee is 544 kr per square metre per year. Lower debt per m² than 98% of associations in Lund. The annual fee has decreased 16% over 1 years. The analysis highlights, among other things: Saknar underhållsplan inför planerat stambyte, Negativ soliditet ger liten buffert vid oväntade kostnader, Enda lånet koncentrerar refinansieringsrisken.

Compared with neighbouring associations

  • Lower debt per m² than 98% of associations in Lund
  • Lower fee per m² than 95% of associations in Lund
  • Lower equity ratio than 93% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²544 kr/m²
-16% over 1 yr2024–2025
Equity ratio-8 %
-8 pp over 1 yr2024–2025

Association facts

Municipality
Lund
Total area
1 056 m²

Identified risks

  • Lacks maintenance plan for planned pipe replacementCritical
  • Negative equity provides a small buffer against unexpected costsHigh
  • The single loan concentrates the refinancing risk.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre568 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre544 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Apelgården a financially healthy housing cooperative?
Bostadsrättsföreningen Apelgården receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Apelgården?
The debt is 568 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 98% of associations in Lund.
How high is the fee in Bostadsrättsföreningen Apelgården?
The annual fee is 544 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has decreased 16% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Apelgården has a health score of 4 out of 10.