Hemlo's BRF analysis

Bostadsrättsföreningen Avdragaren 4

Org. no. 769632-6896 · Stockholm

Serious risksBased on the 2025 annual report · Analysed 20 Jul 2026

Summary

Bostadsrättsföreningen Avdragaren 4 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 22,850 kr per square metre and the annual fee is 939 kr per square metre per year. Higher debt per m² than 99% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Kortfristiga lån skapar refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 99% of associations in Stockholm
  • Higher fee per m² than 84% of associations in Stockholm
  • Smaller maintenance fund than 69% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²939 kr/m²
-1% over 1 yr20242025
Debt/m²22 850 kr/m²
-2% over 1 yr20242025
Equity ratio66 %
+1 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1944
Apartments
60
Total area
1 944 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivityCritical
  • Short-term loans create refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre22,850 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre939 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Avdragaren 4 a financially healthy housing cooperative?
Bostadsrättsföreningen Avdragaren 4 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Avdragaren 4?
The debt is 22,850 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 99% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen Avdragaren 4?
The annual fee is 939 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade G mean?
Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Avdragaren 4 has a health score of 2 out of 10.