Hemlo's BRF analysis
Bostadsrättsföreningen Backagårdarna
Org. no. 769615-8414 · Falun
Top 36% in Falun
Summary
Bostadsrättsföreningen Backagårdarna receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,597 kr per square metre and the annual fee is 609 kr per square metre per year. Lower fee per m² than 88% of associations in Falun. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Liten underhållsfond i förhållande till framtida behov, En enda lånstruktur ger refinansieringsrisk, Känslig för ränteuppgång trots måttlig skuldsättning.
Compared with neighbouring associations
- Higher debt per m² than 63% of associations in Falun
- Lower fee per m² than 88% of associations in Falun
- Smaller maintenance fund than 64% of associations in Falun
- Higher equity ratio than 63% of associations in Falun
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Falun
- Apartments
- 35
- Total area
- 5 173 m²
Identified risks
- Small maintenance fund in relation to future needsCritical
- A single loan structure creates refinancing riskHigh
- Sensitive to rising interest rates despite moderate indebtednessHigh
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- Debt per square metre4,597 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre609 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Backagårdarna a financially healthy housing cooperative?
- Bostadsrättsföreningen Backagårdarna receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Backagårdarna?
- The debt is 4,597 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 63% of associations in Falun.
- How high is the fee in Bostadsrättsföreningen Backagårdarna?
- The annual fee is 609 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Backagårdarna has a health score of 9 out of 10.