Hemlo's BRF analysis

Bostadsrättsföreningen Baggen 3

Org. no. 769609-8867 · Stockholm

Acceptable, with remarksBased on the 2024 annual report · Analysed 30 Apr 2026

Top 45% in Stockholm

Summary

Bostadsrättsföreningen Baggen 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 2,344 kr per square metre and the annual fee is 541 kr per square metre per year. Higher equity ratio than 90% of associations in Stockholm. The analysis highlights, among other things: Oklart stambyte i mycket gammal fastighet, Hela låneportföljen ska refinansieras inom kort, Svag underhållsreserv i förhållande till framtida behov.

Compared with neighbouring associations

  • Lower debt per m² than 82% of associations in Stockholm
  • Lower fee per m² than 81% of associations in Stockholm
  • Larger maintenance fund than 64% of associations in Stockholm
  • Higher equity ratio than 90% of associations in Stockholm

Association facts

Municipality
Stockholm
Built
1904
Apartments
36
Total area
2 101 m²

Identified risks

  • Unclear pipe replacement in a very old propertyCritical
  • The entire loan portfolio must be refinanced shortly.Critical
  • Weak maintenance reserve relative to future needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,344 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre541 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Baggen 3 a financially healthy housing cooperative?
Bostadsrättsföreningen Baggen 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Baggen 3?
The debt is 2,344 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 82% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen Baggen 3?
The annual fee is 541 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Baggen 3 has a health score of 6 out of 10.