Hemlo's BRF analysis

Bostadsrättsföreningen Björkplantagen 1

Org. no. 769641-0195 · Örnsköldsvik

Acceptable, with remarksBased on the 2025 annual report · Analysed 1 Jul 2026

Summary

Bostadsrättsföreningen Björkplantagen 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,260 kr per square metre and the annual fee is 673 kr per square metre per year. Higher debt per m² than 100% of associations in Örnsköldsvik. The analysis highlights, among other things: Extrem räntekänslighet vid ränteuppgång, Mycket hög skuldsättning per kvadratmeter, Kombinationsrisk: hög skuld, låg fond och räntesårbar ekonomi.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Örnsköldsvik
  • Lower fee per m² than 95% of associations in Örnsköldsvik
  • Smaller maintenance fund than 89% of associations in Örnsköldsvik
  • Higher equity ratio than 89% of associations in Örnsköldsvik

Association facts

Municipality
Örnsköldsvik
Built
2025
Apartments
33
Total area
2 617 m²

Identified risks

  • Extreme sensitivity to interest rate increasesCritical
  • Very high debt per square metreCritical
  • Combination risk: high debt, low reserve fund, and interest-rate-sensitive financesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,260 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre673 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Björkplantagen 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Björkplantagen 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Björkplantagen 1?
The debt is 11,260 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Örnsköldsvik.
How high is the fee in Bostadsrättsföreningen Björkplantagen 1?
The annual fee is 673 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Björkplantagen 1 has a health score of 6 out of 10.