Hemlo's BRF analysis

Bostadsrättsföreningen BoKlok Diamanten

Org. no. 769636-9318 · Västerås

Acceptable, with remarksBased on the 2025 annual report · Analysed 12 Jun 2026

Summary

Bostadsrättsföreningen BoKlok Diamanten receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,054 kr per square metre and the annual fee is 895 kr per square metre per year. Higher debt per m² than 86% of associations in Västerås. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Mycket hög refinansieringsrisk inom 1–2 år, Mycket hög räntekänslighet vid stigande marknadsräntor, Underhållsfonden är mycket tunn i förhållande till framtida behov.

Compared with neighbouring associations

  • Higher debt per m² than 86% of associations in Västerås
  • Higher fee per m² than 74% of associations in Västerås
  • Smaller maintenance fund than 76% of associations in Västerås
  • Higher equity ratio than 66% of associations in Västerås

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²895 kr/m²
+12% over 1 yr20242025
Debt/m²12 054 kr/m²
-1% over 1 yr20242025
Equity ratio62 %
0 pp over 1 yr20242025

Association facts

Municipality
Västerås
Built
2020
Apartments
56
Total area
4 136 m²

Identified risks

  • Very high refinancing risk within 1–2 yearsCritical
  • Very high interest-rate sensitivity when market interest rates riseCritical
  • The maintenance fund is very thin in relation to future needs.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,054 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre895 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen BoKlok Diamanten a financially healthy housing cooperative?
Bostadsrättsföreningen BoKlok Diamanten receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen BoKlok Diamanten?
The debt is 12,054 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Västerås.
How high is the fee in Bostadsrättsföreningen BoKlok Diamanten?
The annual fee is 895 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen BoKlok Diamanten has a health score of 6 out of 10.