Hemlo's BRF analysis

Bostadsrättsföreningen BoKlok Millangården

Org. no. 769633-8602 · Strängnäs

Acceptable, with remarksBased on the 2025 annual report · Analysed 1 Jul 2026

Summary

Bostadsrättsföreningen BoKlok Millangården receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,072 kr per square metre and the annual fee is 675 kr per square metre per year. Higher debt per m² than 68% of associations in Strängnäs. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet vid räntestress, Mycket hög skuldsättning kan ge kraftiga avgiftshöjningar, Stor refinansiering väntar 2025–2026.

Compared with neighbouring associations

  • Higher debt per m² than 68% of associations in Strängnäs
  • Lower fee per m² than 64% of associations in Strängnäs
  • Larger maintenance fund than 64% of associations in Strängnäs
  • Higher equity ratio than 60% of associations in Strängnäs

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²675 kr/m²
+9% over 1 yr20242025
Debt/m²11 072 kr/m²
-1% over 1 yr20242025
Equity ratio67 %
0 pp over 1 yr20242025

Association facts

Municipality
Strängnäs
Built
2019
Apartments
32
Total area
3 744 m²

Identified risks

  • Very high interest-rate sensitivity during interest-rate stressCritical
  • Very high indebtedness can lead to sharp fee increasesCritical
  • Major refinancing is expected in 2025–2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,072 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre675 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen BoKlok Millangården a financially healthy housing cooperative?
Bostadsrättsföreningen BoKlok Millangården receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen BoKlok Millangården?
The debt is 11,072 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 68% of associations in Strängnäs.
How high is the fee in Bostadsrättsföreningen BoKlok Millangården?
The annual fee is 675 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen BoKlok Millangården has a health score of 5 out of 10.