Hemlo's BRF analysis
Bostadsrättsföreningen Borgen
Org. no. 773200-0547 · Karlstad
Summary
Bostadsrättsföreningen Borgen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 662 kr per square metre per year. Lower debt per m² than 85% of associations in Karlstad. The annual fee has increased 5% over 3 years. The analysis highlights, among other things: Tomträtt kan driva upp framtida avgifter, Mycket låg underhållsfond i förhållande till behov, Stor låneförfalloklump under 2025.
Compared with neighbouring associations
- Lower debt per m² than 85% of associations in Karlstad
- Lower fee per m² than 70% of associations in Karlstad
- Larger maintenance fund than 75% of associations in Karlstad
- Lower equity ratio than 83% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Apartments
- 72
- Total area
- 4 560 m²
Identified risks
- Long leasehold (tomträtt) can drive up future feesHigh
- Very low maintenance fund in relation to needsHigh
- Large loan refinancing chunk during 2025High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre662 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Borgen a financially healthy housing cooperative?
- Bostadsrättsföreningen Borgen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Borgen?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Borgen?
- The annual fee is 662 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 3 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Borgen has a health score of 6 out of 10.