Hemlo's BRF analysis

Bostadsrättsföreningen Carl Fredrik

Org. no. 748000-0335 · Ystad

Acceptable, with remarksBased on the 2025 annual report · Analysed 11 Aug 2026

Summary

Bostadsrättsföreningen Carl Fredrik receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,410 kr per square metre and the annual fee is 829 kr per square metre per year. Lower equity ratio than 100% of associations in Ystad. The analysis highlights, among other things: Mycket svag balansräkning med negativt eget kapital, Hög risk för stambyte i 1950-talsfastighet, Känslig för ränteuppgång trots lugnt ränteläge.

Compared with neighbouring associations

  • Lower debt per m² than 80% of associations in Ystad
  • Lower fee per m² than 60% of associations in Ystad
  • Smaller maintenance fund than 90% of associations in Ystad
  • Lower equity ratio than 100% of associations in Ystad

Association facts

Municipality
Ystad
Built
1955
Apartments
8
Total area
578 m²

Identified risks

  • Very weak balance sheet with negative equityCritical
  • High risk of pipe replacement in a 1950s propertyCritical
  • Sensitive to rising interest rates despite a calm interest rate environmentHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,410 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre829 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Carl Fredrik a financially healthy housing cooperative?
Bostadsrättsföreningen Carl Fredrik receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Carl Fredrik?
The debt is 3,410 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 80% of associations in Ystad.
How high is the fee in Bostadsrättsföreningen Carl Fredrik?
The annual fee is 829 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Carl Fredrik has a health score of 5 out of 10.