Hemlo's BRF analysis

Bostadsrättsföreningen Cederström

Org. no. 735000-0878 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 3 Jul 2026

Top 35% in Karlskrona

Summary

Bostadsrättsföreningen Cederström receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,999 kr per square metre and the annual fee is 706 kr per square metre per year. Lower equity ratio than 82% of associations in Karlskrona. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Mycket låg buffert vid oförutsedda kostnader, Hög räntekänslighet kan driva upp avgifterna, Låg underhållsreserv inför kommande behov.

Compared with neighbouring associations

  • Higher debt per m² than 67% of associations in Karlskrona
  • Lower fee per m² than 76% of associations in Karlskrona
  • Lower equity ratio than 82% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²706 kr/m²
+9% over 1 yr20242025
Debt/m²5 999 kr/m²
-3% over 1 yr20242025
Equity ratio8 %
0 pp over 1 yr20242025

Association facts

Municipality
Karlskrona
Built
1951
Apartments
72
Total area
4 847 m²

Identified risks

  • Very low contingency reserve for unexpected costsCritical
  • High interest-rate sensitivity can drive up the feesHigh
  • Low maintenance reserve for upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,999 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre706 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Cederström a financially healthy housing cooperative?
Bostadsrättsföreningen Cederström receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Cederström?
The debt is 5,999 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 67% of associations in Karlskrona.
How high is the fee in Bostadsrättsföreningen Cederström?
The annual fee is 706 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Cederström has a health score of 8 out of 10.