Hemlo's BRF analysis

Bostadsrättsföreningen Fågelsången 1

Org. no. 769601-9962 · Stockholm

Weaknesses presentBased on the 2025 annual report · Analysed 19 Jun 2026

Summary

Bostadsrättsföreningen Fågelsången 1 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,090 kr per square metre and the annual fee is 922 kr per square metre per year. Higher fee per m² than 81% of associations in Stockholm. The annual fee has increased 11% over 7 years. The analysis highlights, among other things: Hög räntekänslighet kan driva upp avgiften snabbt, Tomträtten löper ut 2027 och kan ge kraftig avgäldshöjning, Nästan hela låneskulden ska refinansieras inom två år.

Compared with neighbouring associations

  • Higher debt per m² than 71% of associations in Stockholm
  • Higher fee per m² than 81% of associations in Stockholm
  • Larger maintenance fund than 72% of associations in Stockholm
  • Lower equity ratio than 76% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²922 kr/m²
+11% over 7 yr20182025
Debt/m²7 090 kr/m²
-13% over 7 yr20182025
Equity ratio49 %
-2 pp over 7 yr20182025

Association facts

Municipality
Stockholm
Built
1998
Apartments
27
Total area
2 776 m²

Identified risks

  • High interest-rate sensitivity can drive up the fee quickly.Critical
  • The land lease expires in 2027 and could lead to a sharp increase in the service charge.Critical
  • Almost the entire loan balance will be refinanced within two years.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,090 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre922 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Fågelsången 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Fågelsången 1 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Fågelsången 1?
The debt is 7,090 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 71% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen Fågelsången 1?
The annual fee is 922 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 7 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fågelsången 1 has a health score of 4 out of 10.