Hemlo's BRF analysis

Bostadsrättsföreningen Filen 9

Org. no. 769632-2929 · Helsingborg

Weaknesses presentBased on the 2025 annual report · Analysed 29 Aug 2026

Summary

Bostadsrättsföreningen Filen 9 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,643 kr per square metre and the annual fee is 922 kr per square metre per year. Higher debt per m² than 92% of associations in Helsingborg. The annual fee has increased 15% over 1 years. The analysis highlights, among other things: Hög belåning per kvm, Mycket hög räntekänslighet, Stor refinansieringsrisk inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 92% of associations in Helsingborg
  • Higher fee per m² than 69% of associations in Helsingborg
  • Smaller maintenance fund than 91% of associations in Helsingborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²922 kr/m²
+15% over 1 yr2024–2025
Debt/m²14 643 kr/m²
-1% over 1 yr2024–2025
Equity ratio52 %
+2 pp over 1 yr2024–2025

Association facts

Municipality
Helsingborg
Built
1994
Apartments
43
Total area
2 893 m²

Identified risks

  • High borrowing per sqmCritical
  • Very high interest-rate sensitivityCritical
  • High refinancing risk in the near termCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,643 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre922 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Filen 9 a financially healthy housing cooperative?
Bostadsrättsföreningen Filen 9 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Filen 9?
The debt is 14,643 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Helsingborg.
How high is the fee in Bostadsrättsföreningen Filen 9?
The annual fee is 922 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Filen 9 has a health score of 4 out of 10.