Hemlo's BRF analysis
Bostadsrättsföreningen Finstaberg
Org. no. 789200-1293 · Sundsvall
Summary
Bostadsrättsföreningen Finstaberg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 4,072 kr per square metre and the annual fee is 750 kr per square metre per year. Smaller maintenance fund than 97% of associations in Sundsvall. The analysis highlights, among other things: Mycket svag underhållsreserv i förhållande till husets ålder, Stambyte kan vara nära eller redan försenat, Hög refinansieringsrisk under kort tid.
Compared with neighbouring associations
- Higher debt per m² than 76% of associations in Sundsvall
- Lower fee per m² than 72% of associations in Sundsvall
- Smaller maintenance fund than 97% of associations in Sundsvall
- Lower equity ratio than 90% of associations in Sundsvall
Association facts
- Municipality
- Sundsvall
- Built
- 1958
- Apartments
- 54
- Total area
- 3 061 m²
Identified risks
- Very low maintenance reserve in relation to the age of the buildingCritical
- Building replacement works may be close by or already delayedCritical
- High refinancing risk in a short timeHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre4,072 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre750 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Finstaberg a financially healthy housing cooperative?
- Bostadsrättsföreningen Finstaberg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report.
- How high is the debt in Bostadsrättsföreningen Finstaberg?
- The debt is 4,072 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 76% of associations in Sundsvall.
- How high is the fee in Bostadsrättsföreningen Finstaberg?
- The annual fee is 750 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Finstaberg has a health score of 7 out of 10.