Hemlo's BRF analysis

Bostadsrättsföreningen Fjärdingen 4:1

Org. no. 769614-4380 · Uppsala

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Aug 2026

Summary

Bostadsrättsföreningen Fjärdingen 4:1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,398 kr per square metre and the annual fee is 959 kr per square metre per year. Higher equity ratio than 94% of associations in Uppsala. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet vid stigande räntor, Hög sannolikhet för kostsamt stambyte, Stort lån förfaller snart och kräver refinansiering.

Compared with neighbouring associations

  • Higher debt per m² than 61% of associations in Uppsala
  • Higher fee per m² than 84% of associations in Uppsala
  • Smaller maintenance fund than 79% of associations in Uppsala
  • Higher equity ratio than 94% of associations in Uppsala

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²959 kr/m²
0% over 1 yr20242025
Debt/m²6 398 kr/m²
-2% over 1 yr20242025
Equity ratio80 %
+1 pp over 1 yr20242025

Association facts

Municipality
Uppsala
Built
1970
Apartments
12
Total area
1 059 m²

Identified risks

  • Very high interest rate sensitivity to rising interest ratesCritical
  • High likelihood of costly pipework replacementCritical
  • Large loan is due soon and requires refinancingHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,398 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre959 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Fjärdingen 4:1 a financially healthy housing cooperative?
Bostadsrättsföreningen Fjärdingen 4:1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Fjärdingen 4:1?
The debt is 6,398 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 61% of associations in Uppsala.
How high is the fee in Bostadsrättsföreningen Fjärdingen 4:1?
The annual fee is 959 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fjärdingen 4:1 has a health score of 5 out of 10.