Hemlo's BRF analysis
Bostadsrättsföreningen Fören 5 i Malmö
Org. no. 769613-5875 · Malmö
Summary
Bostadsrättsföreningen Fören 5 i Malmö receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,017 kr per square metre and the annual fee is 648 kr per square metre per year. Larger maintenance fund than 99% of associations in Malmö. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög skuldsättning per kvm, Känslig för stigande räntor, Stor refinansieringsvåg 2026–2027.
Compared with neighbouring associations
- Higher debt per m² than 96% of associations in Malmö
- Lower fee per m² than 95% of associations in Malmö
- Larger maintenance fund than 99% of associations in Malmö
- Higher equity ratio than 68% of associations in Malmö
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Malmö
- Built
- 2006
- Apartments
- 101
- Total area
- 8 664 m²
Identified risks
- High debt per sqmCritical
- Sensitive to rising interest ratesHigh
- Major refinancing wave 2026–2027High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre15,017 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre648 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Fören 5 i Malmö a financially healthy housing cooperative?
- Bostadsrättsföreningen Fören 5 i Malmö receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Fören 5 i Malmö?
- The debt is 15,017 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 96% of associations in Malmö.
- How high is the fee in Bostadsrättsföreningen Fören 5 i Malmö?
- The annual fee is 648 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fören 5 i Malmö has a health score of 4 out of 10.