Hemlo's BRF analysis

Bostadsrättsföreningen Gardet

Org. no. 702000-7170 · Stockholm

Acceptable, with remarksBased on the 2017 annual report · Analysed 30 Apr 2026

Summary

Bostadsrättsföreningen Gardet receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2017 annual report. The debt is 2,626 kr per square metre and the annual fee is 307 kr per square metre per year. Lower fee per m² than 96% of associations in Stockholm. The analysis highlights, among other things: Hög refinansieringsrisk i närtid, Svag underhållsreserv kan ge framtida avgiftshöjningar, Låg intäktsandel från årsavgifter ökar avgiftsrisk.

Compared with neighbouring associations

  • Lower fee per m² than 96% of associations in Stockholm
  • Larger maintenance fund than 65% of associations in Stockholm
  • Lower equity ratio than 87% of associations in Stockholm

Association facts

Municipality
Stockholm
Built
1958
Apartments
24
Total area
2 413 m²

Identified risks

  • High refinancing risk in the near termCritical
  • Weak maintenance reserve may lead to future fee increasesHigh
  • Low share of income from annual fees increases fee riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,626 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre307 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Gardet a financially healthy housing cooperative?
Bostadsrättsföreningen Gardet receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2017 annual report.
How high is the debt in Bostadsrättsföreningen Gardet?
The debt is 2,626 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Gardet?
The annual fee is 307 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gardet has a health score of 5 out of 10.