Hemlo's BRF analysis
Bostadsrättsföreningen Gernandtska Lyckan
Org. no. 716421-9755 · Lund
Summary
Bostadsrättsföreningen Gernandtska Lyckan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,507 kr per square metre and the annual fee is 872 kr per square metre per year. Lower equity ratio than 82% of associations in Lund. The analysis highlights, among other things: Troligt behov av stambyte i mycket gammalt hus, Mycket hög räntekänslighet vid normal ränteuppgång, Svag underhållsreserv i relation till husets ålder.
Compared with neighbouring associations
- Higher debt per m² than 61% of associations in Lund
- Smaller maintenance fund than 62% of associations in Lund
- Lower equity ratio than 82% of associations in Lund
Association facts
- Municipality
- Lund
- Built
- 1929
- Apartments
- 28
- Total area
- 1 594 m²
Identified risks
- Likely need for pipe replacement in a very old propertyCritical
- Very high interest-rate sensitivity during a normal rise in interest ratesHigh
- Weak maintenance reserve in relation to the age of the buildingHigh
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- Debt per square metre6,507 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre872 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Gernandtska Lyckan a financially healthy housing cooperative?
- Bostadsrättsföreningen Gernandtska Lyckan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Gernandtska Lyckan?
- The debt is 6,507 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 61% of associations in Lund.
- How high is the fee in Bostadsrättsföreningen Gernandtska Lyckan?
- The annual fee is 872 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gernandtska Lyckan has a health score of 6 out of 10.