Hemlo's BRF analysis
Bostadsrättsföreningen Gnistan 12
Org. no. 716418-1096 · Stockholm
Top 2% in Stockholm
Summary
Bostadsrättsföreningen Gnistan 12 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2022 annual report. The debt is 2,620 kr per square metre and the annual fee is 476 kr per square metre per year. Higher equity ratio than 94% of associations in Stockholm. The analysis highlights, among other things: Låg avgiftsnivå kan kräva framtida höjningar, Svag underhållsreserv trots äldre fastighet, Koncentrerade låneförfall kan öka räntekostnaden snabbt.
Compared with neighbouring associations
- Lower fee per m² than 87% of associations in Stockholm
- Smaller maintenance fund than 82% of associations in Stockholm
- Higher equity ratio than 94% of associations in Stockholm
Association facts
- Municipality
- Stockholm
- Built
- 1929
- Apartments
- 15
- Total area
- 2 284 m²
Identified risks
- A low fee level may require future increasesHigh
- Weak maintenance reserve despite older propertyHigh
- Concentrated loan maturities can quickly increase interest costsMedium
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- Debt per square metre2,620 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre476 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Gnistan 12 a financially healthy housing cooperative?
- Bostadsrättsföreningen Gnistan 12 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2022 annual report.
- How high is the debt in Bostadsrättsföreningen Gnistan 12?
- The debt is 2,620 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Bostadsrättsföreningen Gnistan 12?
- The annual fee is 476 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gnistan 12 has a health score of 9 out of 10.