Hemlo's BRF analysis

Bostadsrättsföreningen Gunnareds Kyrkby

Org. no. 769613-1601 · Göteborg

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jul 2026

Summary

Bostadsrättsföreningen Gunnareds Kyrkby receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,627 kr per square metre and the annual fee is 1,225 kr per square metre per year. Higher fee per m² than 98% of associations in Göteborg. The annual fee has increased 36% over 4 years. The analysis highlights, among other things: Mycket hög belåning kan driva upp avgiften kraftigt, Låg underhållsfond kan tvinga fram extra uttaxeringar, Refinansieringsrisk när flera lån ska läggas om.

Compared with neighbouring associations

  • Higher debt per m² than 86% of associations in Göteborg
  • Higher fee per m² than 98% of associations in Göteborg
  • Smaller maintenance fund than 63% of associations in Göteborg
  • Lower equity ratio than 65% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 225 kr/m²
+36% over 4 yr20212025
Debt/m²12 627 kr/m²
-5% over 4 yr20212025
Equity ratio38 %
+1 pp over 4 yr20212025

Association facts

Municipality
Göteborg
Built
2006
Apartments
22
Total area
1 564 m²

Identified risks

  • Very high leverage can drive the fee up significantly.Critical
  • Low maintenance funds can force additional levies.High
  • Refinancing risk when several loans are due for restructuringHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,627 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,225 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Gunnareds Kyrkby a financially healthy housing cooperative?
Bostadsrättsföreningen Gunnareds Kyrkby receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Gunnareds Kyrkby?
The debt is 12,627 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Göteborg.
How high is the fee in Bostadsrättsföreningen Gunnareds Kyrkby?
The annual fee is 1,225 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 36% over 4 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gunnareds Kyrkby has a health score of 5 out of 10.