Hemlo's BRF analysis
Bostadsrättsföreningen Gyllene Ratten
Org. no. 769625-1466 · Stockholm
Summary
Bostadsrättsföreningen Gyllene Ratten receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 7,421 kr per square metre and the annual fee is 756 kr per square metre per year. Larger maintenance fund than 95% of associations in Stockholm. The analysis highlights, among other things: Mycket hög räntekänslighet kan driva upp avgifterna kraftigt, Stor andel lån förfaller inom kort tid, Tomträtt innebär långsiktig kostnadsrisk.
Compared with neighbouring associations
- Higher debt per m² than 73% of associations in Stockholm
- Larger maintenance fund than 95% of associations in Stockholm
- Higher equity ratio than 67% of associations in Stockholm
Association facts
- Municipality
- Stockholm
- Built
- 2013
- Apartments
- 100
- Total area
- 6 313 m²
Identified risks
- Very high interest-rate sensitivity can drive the charges up significantlyCritical
- Large share of loans due in the near termHigh
- Land lease involves long-term cost riskHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre7,421 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre756 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Gyllene Ratten a financially healthy housing cooperative?
- Bostadsrättsföreningen Gyllene Ratten receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Gyllene Ratten?
- The debt is 7,421 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Stockholm.
- How high is the fee in Bostadsrättsföreningen Gyllene Ratten?
- The annual fee is 756 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gyllene Ratten has a health score of 5 out of 10.