Hemlo's BRF analysis

BOSTADSRÄTTSFÖRENINGEN HAGEN

Org. no. 712800-0267 · Botkyrka

Acceptable, with remarksBased on the 2025 annual report · Analysed 10 Jun 2026

Summary

BOSTADSRÄTTSFÖRENINGEN HAGEN receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,471 kr per square metre and the annual fee is 670 kr per square metre per year. Lower equity ratio than 94% of associations in Botkyrka. The annual fee has increased 9% over 2 years. The analysis highlights, among other things: Mycket låg underhållsfond trots stor och äldre fastighet, Hög räntekänslighet kan snabbt pressa avgifterna, Stor refinansieringsvåg inom 1–2 år.

Compared with neighbouring associations

  • Lower fee per m² than 84% of associations in Botkyrka
  • Smaller maintenance fund than 62% of associations in Botkyrka
  • Lower equity ratio than 94% of associations in Botkyrka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²670 kr/m²
+9% over 2 yr20232025
Debt/m²5 471 kr/m²
+22% over 2 yr20232025
Equity ratio8 %
-5 pp over 2 yr20232025

Association facts

Municipality
Botkyrka
Built
1974
Apartments
136
Total area
8 801 m²

Identified risks

  • Very low maintenance fund despite a large and older propertyHigh
  • High interest-rate sensitivity can quickly put pressure on the chargesHigh
  • A major refinancing wave within 1–2 yearsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,471 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre670 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BOSTADSRÄTTSFÖRENINGEN HAGEN a financially healthy housing cooperative?
BOSTADSRÄTTSFÖRENINGEN HAGEN receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BOSTADSRÄTTSFÖRENINGEN HAGEN?
The debt is 5,471 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BOSTADSRÄTTSFÖRENINGEN HAGEN?
The annual fee is 670 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BOSTADSRÄTTSFÖRENINGEN HAGEN has a health score of 6 out of 10.