Hemlo's BRF analysis

Bostadsrättsföreningen Högmora 45

Org. no. 769633-8891 · Huddinge

Acceptable, with remarksBased on the 2025 annual report · Analysed 31 Jul 2026

Summary

Bostadsrättsföreningen Högmora 45 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,110 kr per square metre and the annual fee is 568 kr per square metre per year. Lower fee per m² than 92% of associations in Huddinge. The analysis highlights, among other things: Extremt hög skuldsättning per kvm, Mycket hög räntekänslighet vid ränteuppgång, Kort- till medelfristig refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 83% of associations in Huddinge
  • Lower fee per m² than 92% of associations in Huddinge
  • Smaller maintenance fund than 60% of associations in Huddinge
  • Higher equity ratio than 76% of associations in Huddinge

Association facts

Municipality
Huddinge
Built
2020
Apartments
49
Total area
4 016 m²

Identified risks

  • Extremely high debt per square metre (per m²)Critical
  • Very high interest-rate sensitivity in the event of a rise in interest ratesCritical
  • Short- to medium-term refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,110 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre568 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Högmora 45 a financially healthy housing cooperative?
Bostadsrättsföreningen Högmora 45 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Högmora 45?
The debt is 12,110 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 83% of associations in Huddinge.
How high is the fee in Bostadsrättsföreningen Högmora 45?
The annual fee is 568 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Högmora 45 has a health score of 6 out of 10.