Hemlo's BRF analysis

Bostadsrättsföreningen Kalmgatan 9-13

Org. no. 769604-0117 · Stockholm

Weaknesses presentBased on the 2024 annual report · Analysed 30 Apr 2026

Summary

Bostadsrättsföreningen Kalmgatan 9-13 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 6,999 kr per square metre and the annual fee is 1,198 kr per square metre per year. Higher fee per m² than 98% of associations in Stockholm. The analysis highlights, among other things: Hög refinansieringsrisk för lånen 2025–2026, Kombination av svag soliditet och hög skuldsättning, Låg underhållsreserv inför stora kommande åtgärder.

Compared with neighbouring associations

  • Higher debt per m² than 71% of associations in Stockholm
  • Higher fee per m² than 98% of associations in Stockholm
  • Smaller maintenance fund than 78% of associations in Stockholm
  • Lower equity ratio than 92% of associations in Stockholm

Association facts

Municipality
Stockholm
Built
1930
Apartments
24
Total area
840 m²

Identified risks

  • High refinancing risk for loans 2025–2026Critical
  • Combination of weak equity ratio and high indebtednessCritical
  • Low maintenance reserve ahead of major upcoming measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,999 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,198 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kalmgatan 9-13 a financially healthy housing cooperative?
Bostadsrättsföreningen Kalmgatan 9-13 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Kalmgatan 9-13?
The debt is 6,999 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 71% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen Kalmgatan 9-13?
The annual fee is 1,198 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kalmgatan 9-13 has a health score of 4 out of 10.