Hemlo's BRF analysis

Bostadsrättsföreningen Karl XI

Org. no. 769616-8942 · Uppsala

Stable associationBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Bostadsrättsföreningen Karl XI receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,842 kr per square metre and the annual fee is 817 kr per square metre per year. Higher equity ratio than 90% of associations in Uppsala. The analysis highlights, among other things: Hög räntekänslighet kan driva upp avgiften, Låg underhållsfond ökar risken för framtida avgiftshöjningar, Stor andel rörlig ränta ger förnyad refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Uppsala
  • Larger maintenance fund than 61% of associations in Uppsala
  • Higher equity ratio than 90% of associations in Uppsala

Association facts

Municipality
Uppsala
Built
2015
Apartments
62
Total area
5 289 m²

Identified risks

  • High interest-rate sensitivity can drive up the feeHigh
  • Low maintenance fund increases the risk of future fee increasesHigh
  • High proportion of variable interest increases refinancing risk againMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,842 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre817 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Karl XI a financially healthy housing cooperative?
Bostadsrättsföreningen Karl XI receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Karl XI?
The debt is 8,842 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Uppsala.
How high is the fee in Bostadsrättsföreningen Karl XI?
The annual fee is 817 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Karl XI has a health score of 7 out of 10.