Hemlo's BRF analysis
Bostadsrättsföreningen Karpdammen nr 3
Org. no. 769604-7963 · Stockholm
Top 40% in Stockholm
Summary
Bostadsrättsföreningen Karpdammen nr 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,774 kr per square metre and the annual fee is 1,081 kr per square metre per year. Larger maintenance fund than 96% of associations in Stockholm. The annual fee has increased 24% over 3 years. The analysis highlights, among other things: Stor refinansieringsrisk när flera lån förfaller tätt, Känslighet för räntelyft trots fast räntestruktur, Tomträtt med omförhandling nära i tiden.
Compared with neighbouring associations
- Higher debt per m² than 75% of associations in Stockholm
- Higher fee per m² than 94% of associations in Stockholm
- Larger maintenance fund than 96% of associations in Stockholm
- Lower equity ratio than 75% of associations in Stockholm
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Stockholm
- Built
- 1999
- Apartments
- 84
- Total area
- 6 908 m²
Identified risks
- High refinancing risk when multiple loans mature closely togetherHigh
- Sensitivity to interest rate hikes despite a fixed interest rate structureHigh
- Ground lease with renegotiation imminentHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre7,774 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,081 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Karpdammen nr 3 a financially healthy housing cooperative?
- Bostadsrättsföreningen Karpdammen nr 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Karpdammen nr 3?
- The debt is 7,774 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Stockholm.
- How high is the fee in Bostadsrättsföreningen Karpdammen nr 3?
- The annual fee is 1,081 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 24% over 3 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Karpdammen nr 3 has a health score of 6 out of 10.